Company History

Joda East Employees Credit & Thrift Co-Operative Society Limited is a registered Society under the "Kendujhar Cooperative Societies Act, 1982" (Registration No. 53KR dated April 1982). Joda East Employees Credit & Thrift Co-Operative Society Limited strictly abides by the principles of Cooperative Societies Act, 1982 and its Rules.

The vision of Joda East Employees Credit & Thrift Co-Operative Society is "Public prosperity" by offering financial services to all its registered members and offering equal opportunity to all, to live an improved life by Financial Enablement and empowerment. The mission of the society is to create self sufficient sustainable ecosystem of members through co-operation. This society is to enable financial inclusion by providing affordable financial services to all its members.

The society is authorized by its laws to accept Monthly deposits from its members. The deposit schemes are designed to deliver maximum value to its members, offering attractive rate of interest along-with other benefits. The Society's rate of interest is among one the best rates offered in comparison to Nationalized/Co-operative Banks, Financial Institutions and other co-operative societies, making it the preferred choice of investment by members.

The deposits accepted by the society are mobilized by the means of loans to members, making it a profitable institution to enable further expansion and delivering value to its members. The society has loans available to all members for all sorts of purposes. The society operations are fully computerized using latest state-of-art technology for accurate and robust financial transactions.

Our Mission

We strive towards maintaining unbiased behavior towards all members of the community irrespective of the background and religious orientation.

Our Vision

Our goal is to have a safe financial approach. We prefer to preserve equity and invest our equity safely hence our risk taking is calculative and money of our members is in safe hands.

Society has a big role to play in economical development of low class and middle class peoples.